Trade agreements

Compensation paid to the intermediary

For R.C. guarantees Cars are as follows

Regarding the R.C. contract Car proposed, the fees paid to the intermediary for car liability guarantees by the insurance company are as follows:

CompanyCompensation
Itas Mutua (for all types of vehicles)6,34%
Axa Ass.ni (for all types of vehicles)4,74%
Groupama Ass.ni S.p.a. (cars and trucks up to 35ql)4,74%
Groupama Ass.ni S.p.a. (cars and trucks over 35ql)3,22%
Direct line Insurance S.p.a. 5 euro fissi
Genertel5,55%
Genialloyd S.p.a. 5 euro fissi
Dialogo Assicurazioni5 euro fissi
AXA Global Direct Seguros y Reaseguros S.A.U. 5 euro fissi
Linear Assicurazioni5 euro fissi
Zuritel S.p.a.5 euro fissi
Zurich Insurance P.I.C.5,94%
Vittoria Ass.ni S.p.a.4,61%
Nobis Compagnia di Assicurazioni S.p.a.7,87%
Helvetia Assicurazioni SA (cars)5,51%
Helvetia Assicurazioni SA (trucks up to 35ql)3,93%
Helvetia Assicurazioni SA (trucks over 35ql)3,14%
Insurance Joint-Stock Company Dallbogg Life and Health0%

The commissions in a fixed amount and as a percentage of the gross premium, recognized for the proposed contract, to which this information refers, can instead be found in the estimate and the contract itself. In the case of a contract brokered through an insurance agency or another intermediary, the commissions indicated are those recognized by the Insurance Company to the intermediary who places the contract, while those recognized by the latter to the Broker, optionally indicated, are part of the previous and therefore they do not represent a premium increase.

Information relating to potential conflict of interest situations

Yolo S.r.l. does not hold a direct or indirect participation exceeding 10% of the share capital or voting rights of any insurance company.

Generali Italia S.p.A holds a direct stake exceeding 10% of the share capital of Yolo Group S.p.A., which in turn completely holds the share capital of Yolo S.r.l.

The intermediary distributes contracts in the absence of contractual obligations that require it to offer exclusively the contracts of the following Insurance Companies and does not provide advice based on an impartial and personal analysis:

ITAS
Mutua

AXA Ass.ni
S.p.A.

Inter Partner
Assistance S.A.

Amissima Aass.ni
S.p.A.

Llyod’s
of London

Unipolsai Ass.ni
S.p.A.

Vittoria Ass.ni
S.p.A.

Genialloyd
S.p.A.

Zurich
Insurance
PLC

AmTrust
Europe
Limited

ABC
Asigurari
Reasigurari S.A.

Insurance Joint-Stock Company Dallbogg Life
and Health

D.A.S. Difesa Automobilistica Sinistri S.p.A.

Generali
Italia S.p.A.

Nobis Filodiretto Compagnia di Assicurazioni S.p.a.

Allianz
S.p.A.

Helvetia Ass.ni
S.p.A.

Groupama Ass.ni
S.p.a.

AIG Europe
Limited

Arch Insurance Company Europe

Q.B.E. Insurance Europe Limited

Elba Ass.ni
S.p.A.

CIG Pannonia Life
Insurance Plc

Argo Global Ass.ni
S.p.a.

CGPA Europe
SA

CHUBB European
Group SE

XL Insurance
Company SE

NET Insurance
S.p.A.

CNA Insurance Company
Europe SA

Adriatic

IPTIQ

Great Lakes

QUIXA Assicurazioni
S.p.A.

Conte.it

AWP P&C
S.A.

Europ Assistance
Italia S.p.A.

Genertel S.p.A.

TUA Assicurazioni S.p.A.

Blue Assistance S.p.A.

MetLife Europe d.a.c.

ERGO
Reiseversicherung AG

Verti
Assicurazioni S.p.A.

ARAG SE
Rappresentanza Generale e Direzione per l’Italia

List of companies for which the payment of the premium has a discharging effect on the company (EX 118 C.A.P.)

ITAS
Mutua

AXA Ass.ni
S.p.A.

Inter Partner
Assistance

Amissima Ass.ni
S.p.A.

Llyod’s
of London

Unipolsai Ass.ni
S.p.A.

Vittoria Ass.ni
S.p.A.

Genialloyd
S.p.A.

Zurich Insurance
PLC

AmTrust Europe
Limited

ABC Asigurari
Reasigurari S.A.

Insurance Joint-Stock Company Dallbogg Life
and Health

D.A.S. Difesa Automobilistica Sinistri S.p.A.

Generali Italia
S.p.A.

Nobis Filodiretto Compagnia di Assicurazioni S.p.A.

Allianz
S.p.A.

Helvetia Ass.ni
S.p.A.

Groupama Ass.ni
S.p.A.

AIG Europe
Limited

Arch Insurance Company Europe

Q.B.E. Insurance Europe Limited

Elba Ass.ni
S.p.A.

CIG Pannonia Life
Insurance Plc

Argo Global Ass.ni
S.p.A.

CGPA Europe
SA

CHUBB European
Group SE

XL Insurance
Company SE

NET Insurance
S.p.A.

CNA Insurance Company
Europe SA

Adriatic

IPTQ

Great Lakes

Quixa

Conte.it

ARAG SE
Rappresentanza Generale e Direzione per l’Italia

The relationship with some of the above companies could be the result of a horizontal collaboration (law 221/2012).

List of companies resulting from horizontal collaborations (law 221/2012)

ITAS
Mutua

AXA Ass.ni
S.p.A.

Inter Partner
Assistance

Amissima Ass.ni
S.p.A.

Llyod’s
of London

Unipolsai Ass.ni
S.p.A.

Vittoria Ass.ni
S.p.A.

Genialloyd
S.p.A.

Zurich Insurance
PLC

AmTrust Europe
Limited

ABC Asigurari
Reasigurari S.A.

Insurance Joint-Stock Company Dallbogg Life
and Health

D.A.S. Difesa Automobilistica Sinistri S.p.A.

Generali
Italia
S.p.A.

Nobis Filodiretto Compagnia di Assicurazioni S.p.A.

Q.B.E. Insurance
Europe
Limited

Elba Ass.ni
S.p.A.

CIG Pannonia Life
Insurance Plc

Argo Global Ass.ni
S.p.A.

CGPA Europe
SA

CHUBB European
Group SE

XL Insurance
Company SE

NET Insurance
S.p.A.

CNA Insurance Company
Europe SA

Adriatic

IPTQ

Great Lakes

Quixa

Conte.it

Cattolica
Assicurazioni

Zurich Insurance
Company Ltd